15 Things Every Smart Holiday Shopper Knows

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Use the right credit card when you can’t

Sometimes you will have to use credit cards, and if you do, it’s a good idea to get strategic and use the card that gives you the most rewards.

Cash-back credit cards often provide 1-2% cashback on all purchases, with even more cash back on purchases such as groceries or gas. This way, you’re making money as you spend. Just make sure to use those rewards before they go to waste.

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