Surprising Things the U.S. Government Knows About You

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Student loan payment status and payment history

It’s bad enough to be burdened with the millstone of student debt into the foreseeable future, but that information will also make its way onto your credit report, including details about your balance, payment schedule and whether you’ve fallen behind.

Government agencies have access to your credit report. The Department of Education’s National Student Loan Data System tracks loan status, enrollment, contact information and more.

In recent years, government agencies have become more efficient at sharing info with other departments, creating detailed “mosaic” portraits with aggregated data, which could include details culled from student loan forms.

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